Many Chartered Firms do not advise their clients on mortgages or loans. We believe that advising clients on any type of debt must come before investment advice. Indeed, mortgages are first on our lists of priorities when we advise our clients. Even if you do not want a mortgage it is also important to establish if you intend to borrow in the future as this has to be taken into consideration.

Taking out a mortgage is probably the biggest financial undertaking you will ever make. Naturally, you will want to know which mortgage is the best one. Happily, there is plenty of choice in the UK mortgage market, but with 2,000+ deals on offer, identifying which mortgage is best for you can be difficult.

We can quickly scour the market and find out which mortgage is the most appropriate, given your financial circumstances, plans, attitude to risk and other preferences. Whether you are a first-time buyer, remortgaging or a home mover, the Aspect8 mortgage department will be able to advise you on the different mortgage types available.

What types of mortgage are available?

The most popular mortgage types in the UK tend to be fixed rates and discounted mortgages, and we take you through the pros and cons of these and the other mortgage types on the market.

What mortgage is right for you?

Regardless of what mortgage needs you have, it is also important for you to understand the difference between capital repayment and the risks associated with interest-only mortgages, and what mortgage type is best for you, as this will narrow down your search considerably.

It will make sense to understand the basics and have some idea of what mortgage type you want, before you meet with us.